First Time Buyer

We want to make it easier to get behind the wheel of a VW, which is why Volkswagen Credit has designed a specific loan for first-time buyers. If this is the first car you have ever financed and you have had a full-time job for the past year, you're qualified! Let Volkswagen of The Woodlands help make your dreams come true with getting behind the wheel of a New Volkswagen or Certified Pre-Owned Volkswagen. 

 

Vehicles

Any New Volkswagen and Near New Volkswagen (see Near New Vehicle Definition) 

Certified Pre-Owned Volkswagen 

Retail Contracts only  First Time Buyer Plan does not apply to a Lease or Driver's Option. 

Requirements

The applicant must provide the following information for each loan application prior to approval: 

The applicant must never have had automotive credit 

Monthly payment may not exceed 18% of gross monthly income 

Minimum one year of verifiable full-time employment with current employer with income commensurate with all financial obligations. A contact name and phone number within the Payroll or Human Resources Department of the applicant's employer must be provided.  

Minimum one year residence in dealer's market area, renting or living with parents is allowed 

No credit history required; however, established history must be in good standing with no previous derogatory credit 

Two verifiable personal references who reside in the United States; one must be a relative 

Qualification under this program is subject to verification prior to approval Please include the following when submitting the credit application: 

  • Proof of income 
  • Proof of Residency 
  • Copy of Social Security Card 
  • Signed credit application 
  • References 

Questions?

Speak with one of our professional staff members to get a quick answer to your question.

New Sales Dept Hours
Monday
9:00 AM - 8:00 PM
Tuesday
9:00 AM - 8:00 PM
Wednesday
9:00 AM - 8:00 PM
Thursday
9:00 AM - 8:00 PM
Friday
9:00 AM - 8:00 PM
Saturday
9:00 AM - 8:00 PM
Sunday
Closed
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